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Terms & Conditions

This Website (, referred to here as the “Website”) is intended to provide general educational information and to help users access information about aging in general and more specifically about the social work services provided by Kerri Ann Tester, LICSW.

Intention / Use of Website

This agreement can be modified by Kerri Ann Tester, LICSW at any time and any such modification will be effective immediately upon posting. By accessing and using this website, you assent to these terms and conditions.

Medical Disclaimer

If you think you have a medical, safety, or mental health emergency, call your health care provider or 911 immediately. Do not rely on electronic communications or communication through this website for immediate, urgent needs. This website is not designed to facilitate medical emergencies.


Health-Related Content

This website does not provide advice about medical or mental health care.

Some of the information on the site is written by Kerri Ann Tester, LICSW, and some content is provided by third-party sources. The content of this website, such as graphics, images, text and all other materials, is provided for reference and educational purposes only. The content is not meant to be complete or exhaustive or to be applicable to any specific individual’s medical condition.

Kerri Ann Tester, LICSW assumes no duty to correct or update the website nor to resolve or clarify any inconsistent information that might be a part of the website. This website may contain health, mental health, or medically related materials that can be considered sexually explicit. If you find these materials offensive, do not use this website.

This website is not an attempt to practice medicine or provide health care or to provide specific medical, mental health, or health care advice, and it should not be used to make a diagnosis or to replace or overrule the judgement of a qualified health care provider. Users should not rely on this website for emergency treatment. The content on this website is not intended to be a substitute for professional advice, diagnosis or treatment. Always consult with a qualified and licensed care provider, and follow their advice without delay regardless of anything read on this website.

Use of programs on this Website does not establish a clinician-client or clinician-patient relationship. Should you electronically request an appointment through the website, Kerri Ann Tester, LICSW will use the information you submit to arrange for care where and when appropriate.


You assume full responsibility for using the information on this site, and you understand and agree that Kerri Ann Tester, LICSW and her partners and colleagues are not responsible or liable for any claim, loss or damage resulting from its use by you or any user.

Kerri Ann Tester, LICSW cannot and does not warrant that access to the site will be error- or virus-free and does not guarantee against unauthorized users or hackers attempting to obtain access to this website.

Kerri Ann Tester, LICSW does not intentionally or knowingly collect personal information from children under age 18. If you are under the age of 18, please consult a parent or guardian for help in using this website.

Accuracy and Timeliness

Although all attempts are made to try to keep the information on the site as accurate as possible, Kerri Ann Tester, LICSW disclaims any warranty concerning its accuracy, timeliness and completeness of content, and any other warranty, express or implied, including warranties of merchantability or fitness for a particular purpose. Kerri Ann Tester, LICSW also reserves the right to temporarily or permanently discontinue this website, any page or any functionality at any time and without any notice.

External Links

In order to provide Website users with other helpful information, this Website contains links to other websites. However, Kerri Ann Tester, LICSW provides no authority over external organizations’ websites, and this policy does not apply to external sites that are provided as links. Pages of external websites might have different terms of use. Kerri Ann Tester, LICSW provides links to certain external websites as a convenience to visitors of her Website; the existence of a link is not intended to be, and should not be taken as, an endorsement by Kerri Ann Tester, LICSW of any product or service that may be available through such external websites.


All copyrightable text, graphics, design, selection and arrangement of information in this website are copyrighted by Kerri Ann Tester, LICSW unless otherwise noted.


By using this Website, you agree to acceptance of the Website Privacy Policy.

This disclaimer will be reviewed periodically, and Kerri Ann Tester, LICSW reserves the right to revise it at any time and for any reason she deems necessary. If changes are made to this policy, the updated policy will be posted here.